Credit inquiries allow lenders to see when and where you’ve searched for credit in the past so they can have a better idea of how trustworthy you are.
Here are five other things that can show up on your credit report as a hard inquiry:
• Submitting an application to rent a new apartment.
• Verification of identity by a financial institution.
• Going to rent a car.
• Applying for cable or internet.
• Getting a cell phone contract